
Review Your Primary Accounting Contact Today
As we begin a new year, to ensure seamless communication and accurate recordkeeping, we want to remind you to review and update the Primary Accounting Contact Information associated with your agency. The Primary Accounting Contact will receive an email with a commission statement that correlates with the agent commission funds being sent via physical check.
To view your record information, log in to the Agent Portal. Under 'Agency Info' you can view your Principal Accounting Contact.

If you need to update your Primary Accounting Contact, your agency administrator must submit a case in the Agent Servicing Portal. Please contact us if you have any questions or concerns at 866-370-6505.
QBE/Torrent's Flood Products Commission Change
Effective January 1st, 2025, the commission levels for our NFIP and excess flood products offered by QBE/Torrent updated. We want to assure you that this adjustment has been made with careful consideration, and we remain committed to providing you with excellent service while continuing to meet your insurance needs.
Key Points to Note:
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The revised commission structure will take effect on January 1st, 2025.
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The commission structure is changing to 18% new business and 15% renewal - please see the attached commission addendum here and retain a copy for your records.
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A signature is not required from you.
If you have any questions or concerns about how this change may impact your agency or the services we provide, please don't hesitate to reach out to your designated Agency Development Manager. We are happy to discuss this update further and assist with any specific queries you may have.
Thank you for your continued trust and partnership. We look forward to serving you with the same dedication and care in the future.
Sincerely,
Orchid Insurance
Lower Rates in Louisiana and Texas Are Here!
We have lowered our rates and eligibility in the entire state of Louisiana and Tier 1 and Tier 2 counties in Texas to better reflect the current market conditions. With multiple A.M. Best A- or Better Rated carriers available, we offer solutions for a variety of homes, such as Primary, Secondary, Secondary with Rental, and Rental Only! Learn more about our product availability below and start quoting our lower rates today!
Louisiana Available Products:
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HO3, HO5, DP3 Minimum Coverage A as low as $175,000
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HO6 programs start at $50,000
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Multi-Peril with Wind (HO3, HO5, HO6, DP3)
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X-Wind and Wind-Only
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Primary Flood and Excess Flood
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Builder's Risk/Course of Construction
Texas Available Products:
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HO3, HO5, DP3 Minimum Coverage A as low as $150,000
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HO6 programs start at $50,000
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Multi-Peril with Wind (HO3, HO5, HO6, DP3)
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X-Wind and Wind-Only
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Primary Flood and Excess Flood
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Builder's Risk/Course of Construction
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If you have any questions, please contact your designated Agency Development Manager.
It's Quoting Time!
Now is the time to receive instant rates from multiple carriers on our new quoting platform, Marketplace. As a quick refresher, Orchid offers the following product solutions in Marketplace:
Available Products:
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HO3 and HO5 minimum is as low as $200,000 in most states
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HO6 programs start at $50,000
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DP3
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Flexibility allowed in coverage limits as long as they don't exceed the maximum values of:
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​Coverage B Up to 30% of Coverage A
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Coverage C Up to 70% of Coverage A
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Coverage D Up to 30% of Coverage A
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X-Wind and Wind-Only
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Builder's Risk/Course of Construction

If you have any questions about Orchid's available products in your area, please contact your designated Orchid Agency Development Manager. You can also view our State Guidelines for more information on our carriers and products available in each state.
Upcoming Trade Shows
Here are the upcoming trade shows that we will be attending, and we hope to see you there!​
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Independent Insurance Agents of Houston (IIAH)
Trade Show Date & Time:
February 19th, 8:30 AM - 3:45 PM CT