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Spotlight: X-Wind
Learn more about our product and start quoting today!
Finding the right homeowners policy in high-risk areas doesn’t have to be daunting for your clients! By offering coverage that excludes wind and hail, you can significantly reduce premiums while transferring the wind risk to another carrier with a Wind-Only policy. With Orchid Insurance's option for an X-Wind policy, your clients will find the flexibility and affordability they need.
Seize the opportunity to expand your business in a changing market today! Begin by quoting your high-risk properties without wind coverage in Marketplace, allowing you to protect your client's home from other common perils such as fire, theft, and liability.
Coverage Details:
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HO3 and HO5 minimum as low as $200,000 in most states
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HO6 programs start at $50,000
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Coverage limit flexibility without exceeding the maximum values of:
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Coverage B 30% of Coverage A
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Coverage C 70% of Coverage A
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Coverage D 30% of Coverage A
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Ability to write multi-family dwelling with a maximum of 4 families
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Flexible deductible options as low as 1% in some states
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Write as high as $20 million total insured value with carrier approval
To learn more about Orchid's homeowners product, click here! If you have any questions, please reach out to your designated Agency Development Manager.