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Preferred Partnerships
Quick digital solutions for your clients needs!
It's a great time to check in with your clients! Whether it’s making sure their jewelry is properly protected or discussing flood coverage ahead of storm season, a quick conversation now can make a big difference later. To assist you, access our Preferred Partners, formerly Digital Partners, informative guides found here. Read on to learn about each carriers' updates and upcoming webinars!
Jewelers Mutual
Whether it's a family heirloom or a new, custom-designed piece, jewelry often represents some of life's most meaningful moments. Yet many clients remain underinsured, relying on their homeowners coverage, that may not fully address their needs. As a contracted agent with Orchid Insurance, you have access to Jewelers Mutual, a trusted jewelry insurance solution for over 110 years.
With engagement season quickly approaching and holiday shopping around the corner, now is the perfect time to start more jewelry conversations with your clients. Start quoting today in Marketplace!
Program Details
Receive repair or replacement coverage for all types of jewelry, even loose stones while being set.
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Higher coverage limits than what a typical homeowners policy provides
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Protection from Loss, Theft, Damage, Disappearance
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Discounts available for safe, alarm systems and vault coverage
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12 month renewable policy
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Schedule items of any value
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Deductible options ranging from $0 to $100,000
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Work with a trusted jeweler of your choice in the event of a claim
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Worldwide travel coverage
Check out Jewelers Mutual's program flyers here!
Flood Preferred Partners
Flood is one of the most common and costly risks your clients face, and many of them don't realize how exposed they may be until it's too late. Whether it's hurricane season or unexpected heavy rainfall, one inch of water can cause thousands of dollars in damage, and most standard homeowner's policies don't cover it. That's where you come in, and where Orchid's flood products through our Preferred Partners can help you give your clients the protection they need.
Neptune Flood Program Details
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Deductibles ranging from $1,000 to $50,000
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Primary limits above the NFIP - up to $4 million
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Broader coverage than the NFIP - Can add replacement cost, temporary living expense, basement contents, pool repair/refill, detached structures, and business interruption
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10 day waiting period (no waiting period for mortgage closing)
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No Elevation Certificate or photos required
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Non-admitted A.M. Best A Rated Paper
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Excess Flood for NFIP policies
Check out Neptune Flood's program guides here!
NFIP Program Details
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Building coverage up to $250,000 for residential properties
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Contents coverage available separately up to $100,000 and typically covers the following:
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Personal belongings such as clothing, furniture, and electronic equipment
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Carpets
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Washers and dryers
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Food freezers and the food in them
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Portable microwave ovens and dishwashers
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Expect a 30-day waiting period
If you have questions, please contact your designated Agency Development Manager.