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Orchid Updates
Explore what Orchid is up to this quarter!
Wind-Only: Dependable Protection for Wind-Exposed Properties
When a standard homeowners policy excludes windstorm protection, your client is left with a gap. Orchid’s Wind-Only policy is specifically designed to fill that gap by protecting your client’s home against wind and hail damage from a named storm or an unexpected severe weather event. Give your clients the protection they need while growing your book of business with Orchid’s specialized coverage solutions today!
Learn more about Orchid’s Wind-Only coverage details below!
Coverage Details
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Up to $50M TIV
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Minimum Coverage A between $175,000 - $200,000 in most states
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FL Minimum Coverage A requirement is $200,000
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Coverage limit flexibility without exceeding the maximum values of:
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Coverage B 70% of Coverage A
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Coverage C 70% of Coverage A
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Coverage D 20% of Coverage A
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Multi-unit dwellings eligible up to 4 units
If you have any product questions, please reach out to your designated Agency Development Manager. Have a question for underwriting? Refer to our Underwriters by Region PDF.
QBE in Connecticut
We are excited to announce that our carrier partner, QBE, is available for new business in Connecticut! Now you will be able to quote another A.M. Best A Rated Carrier in Marketplace. Since its inception in 1886, QBE has grown to become a global presence in the insurance market offering a variety of specialty products for unique risks. You can trust that they will provide excellent coverage options for your clients, while QBE recognizes that Orchid has a proven record of innovative product design, sophisticated pricing, exceptional underwriting, and strategic portfolio optimization on behalf of third-party carriers for almost three decades. Read on to learn more about QBE's coverage details.
Coverage Details
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A.M. Best A Rated Carrier
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TIV limits up to $50M available for:
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HO3, HO5, HO6, DP3, Wind Only (Excluding Builder's Risk)
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Builder's Risk up to $10M TIV
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DP3 coverage for vacant or for sale properties with a centrally monitored fire and burglar alarm
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Short term rentals - one night stay
Upcoming Event
Here is the upcoming event that our team we will be attending, and we hope to see you there!​​
PAIA Big I Day
Event Date & Time:
November 5th, 11:30 AM - 7:30 PM ET